Terms of Service

Last updated: September 1, 2025

Important Notice: Index Mood provides market analysis for informational purposes only. This is not investment advice. Always consult with qualified financial professionals before making investment decisions.

Agreement to Terms

By accessing and using Index Mood ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website located at https://indexmood.com (the "Service") operated by Index Mood.

Financial Disclaimer

Not Investment Advice: All content on Index Mood is for informational and educational purposes only. Nothing on this website should be considered personalized investment advice.

No Guarantees

• Past performance does not guarantee future results
• Market indicators can be wrong or misleading
• All investments carry risk of loss
• No warranty on accuracy or completeness

Your Responsibility

• Conduct your own research and analysis
• Consult qualified financial professionals
• Understand your risk tolerance
• Make informed investment decisions

Use License and Restrictions

Permitted Use

We grant you a limited, non-exclusive, non-transferable license to access and use Index Mood for:

• Personal research and analysis
• Educational purposes
• General market information
• Non-commercial use only

Restrictions

You may not:

• Redistribute or resell our data or analysis
• Use automated systems to scrape content
• Reverse engineer our algorithms or methodologies
• Use the service for commercial purposes without permission
• Violate any applicable laws or regulations

Data Accuracy and Availability

While we strive to provide accurate and timely market data, we cannot guarantee:

Data Limitations

• 100% accuracy of all data points
• Real-time data without delays
• Continuous service availability
• Freedom from technical errors

Service Availability

• 24/7 uptime guarantee
• Uninterrupted data feeds
• Protection against outages
• Backup system redundancy

Limitation of Liability

Index Mood and its operators shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages resulting from your use of our service.

This includes but is not limited to investment losses, trading decisions based on our analysis, data inaccuracies, service interruptions, or any other damages arising from the use of our platform.

Your use of Index Mood is at your own risk. We provide the service "as is" without any warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.

Privacy and Data Collection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Data We Collect

• Basic usage analytics
• Browser and device information
• IP address and location data
• Cookies and tracking pixels

How We Use It

• Improve service functionality
• Analyze user behavior patterns
• Provide relevant advertisements
• Comply with legal requirements

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of Index Mood after any changes constitutes acceptance of the new Terms.

We encourage you to review these Terms periodically to stay informed about our policies and practices.

Contact Information

If you have questions about these Terms of Service, please contact us at:

Email: legal@indexmood.com
Website: https://indexmood.com/contact

By using Index Mood, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

Last updated: 9/1/2025 | Version 1.0